There are plenty of firms and agents eager to manage your company's retirement plan. You may already be working with one of them. Or perhaps you're going through the selection process right now. Either way, Greenleaf Trust offers some distinct advantages you should seriously consider. Our retirement plan services team has the expertise, versatility and size necessary to satisfy the needs of employers of all types and sizes. And we provide a complete line of services, always delivered with the responsiveness and personalization that has become the hallmark of everything we do.

An Assurance of Quality  Greenleaf Trust employs the same disciplined investment management process for qualified retirement plans that has been so effective for high net worth individuals, foundations and endowment accounts. Consistent with the investment policy for each plan, our goal is to construct and manage a diversified portfolio that performs well relative to specified benchmarks through various economic and market cycles.

     Our independence and mutual fund due diligence process add significant value in the investment area, particularly for 401(k) and defined contribution plans structured to provide participants with the ability to create their own portfolios from a menu of mutual funds. We're able to avoid any conflict of interest because we do not maintain our own family of mutual funds, nor do we accept any type of soft dollar remuneration from the mutual funds we recommend. Our disciplined mutual fund selection process and ongoing due diligence ensure that our interests remain closely aligned with the interests of the plan sponsors and participants that we service. Should a change in mutual fund options be necessary, whether due to lagging investment performance, unwarranted shift in investment strategies or a change in fund managers, Greenleaf Trust will work proactively with you to make sure that the change is managed in a timely and efficient manner.

Helping Plan Participants Make Wise Choices  We understand that many employees in plans offering investment choices need assistance in making prudent investment decisions. In addition to investment information, Greenleaf Trust will strive to provide whatever education or information may be necessary for participants to make the kind of informed investment decisions that will enable them to achieve financial security for retirement.

Full Administrative Services  Greenleaf Trust will take care of everything for your 401(k) or other defined contribution plan. In addition to investment, trustee and employee education services, we also provide in-house recordkeeping services. Participants have daily access to account information, and can initiate investment transactions via our interactive web site or interactive telephone systems. We also support necessary government reporting and provide consulting services regarding plan design matters and compliance with changes in retirement plan legislation.

Easing the Transfer Process  Moving a retirement plan requires time, coordination and effort. We'll take special care to see that your move to Greenleaf Trust is managed in a proactive, efficient manner. We'll do everything in our power to make the transition as smooth and easy as possible.

Types of Plans  Our extensive experience in all aspects of retirement plan design and management encompasses a variety of options, including: 401(k) plans, profit sharing plans, money purchase pension plans, defined benefit pension plans, employee stock ownership plans and nonqualified plans.